Social Security benefits are a vital support system for millions of Americans, especially those with disabilities. As we move into June 2025, there are some important updates from the Social Security Administration (SSA) that every SSDI and SSI beneficiary should know.
This guide will explain when your payments are coming, who qualifies, how much you can get in 2025, and the new online system for applying to SSI.
Only One SSDI Payment Left for May 2025
If you receive Social Security Disability Insurance (SSDI) and haven’t yet received your May 2025 payment, check your bank account or mailbox soon. According to the SSA calendar, there’s only one final payment remaining for May.
If you don’t see your money after a few days, the SSA suggests calling them directly to report a delay or issue.
SSDI June 2025 Payments: A Historic Increase
There’s good news for SSDI beneficiaries in June 2025 — you’ll receive a historic increase, with the maximum monthly benefit reaching $4,018.
This increase reflects the latest cost-of-living adjustment (COLA) of 2.5%, based on inflation and economic changes.
Payments will be made on the usual schedule:
- June 3: For people who started receiving SSDI before 1997
- Second Wednesday: If your birthday falls between 1st–10th
- Third Wednesday: If your birthday is between 11th–20th
- Fourth Wednesday: If your birthday is 21st–31st
You can always double-check your exact date on your My Social Security account at www.ssa.gov.
Who Qualifies for SSDI in 2025?
To qualify for SSDI, you must:
- Have a severe disability that prevents you from working
- Be unable to earn more than $1,620 per month (non-blind) or $2,700 per month (if blind)
- Have paid into Social Security for at least 40 quarters (about 10 years)
The benefit amount is based on your average indexed monthly earnings (AIME) from your 35 highest-earning years. In 2025, the key earnings points used in calculations are:
- $1,226 (first bend point)
- $7,391 (second bend point)
If you had maximum earnings throughout your career, you could receive the maximum SSDI benefit of $4,018 per month.
What About Family Members?
SSDI also includes a family benefit, which can be between 85% and 150% of your monthly payment. This can be shared with your spouse or children, depending on eligibility.
Also, after 24 months on SSDI, you automatically qualify for Medicare, even if you’re under age 65.
SSDI vs SSI: What’s the Difference?
It’s important to know that SSDI and SSI are two different programs:
- SSDI is for disabled workers who have paid Social Security taxes.
- SSI (Supplemental Security Income) is for low-income people who are aged, blind, or disabled, regardless of work history.
SSI is funded by federal taxes, while SSDI is funded by payroll taxes.
New SSI Online Application System in 2025
In 2025, the SSA launched a new online system to apply for SSI. This user-friendly portal is for:
- Adults aged 18 to 64
- Those not married
- People applying for the first time
- Those who want to apply for both SSI and SSDI together
The form is now just 12 questions, down from 54, and uses smart features like auto-complete and conditional logic, which skips irrelevant questions.
If you are 65 or older, married, or applying for a child, you still need to call SSA at 1-800-772-1213 or visit your local SSA office.
This online tool is also not for renewals or changes to existing benefits.
SSDI + SSI: Payment Schedule Tip
If you get both SSDI and SSI, your SSI will arrive on the first of each month, and your SSDI will be sent on the 3rd, not your usual Wednesday schedule.