The Social Security Administration (SSA) is responsible for distributing monthly payments to over 70 million beneficiaries. These payments vary depending on your birthdate and benefit category.
As of June 2025, the SSA has a clear schedule for when different groups of beneficiaries will receive their payments. This includes the Supplemental Security Income (SSI) recipients, whose payment schedules are different from regular Social Security beneficiaries.
Payment Schedule for Social Security Beneficiaries in June 2025
Group 1: Payments on June 3, 2025
Certain beneficiaries will receive their payment on Tuesday, June 3, 2025. This includes:
Those who applied for benefits before May 1997.
People who receive both SSI and Social Security benefits.
Beneficiaries living outside the United States.
Those whose Medicare premiums are paid by their state.
Group 2: Payments Based on Birthdate (After May 1997 Applications)
For those who applied after May 1997, the SSA has a birthdate-based payment schedule. Here are the key dates:
June 11, 2025: Beneficiaries born between the 1st and 10th of any month.
June 18, 2025: Beneficiaries born between the 11th and 20th.
June 25, 2025: Beneficiaries born between the 21st and 31st.
If a payment date falls on a weekend or federal holiday, the SSA will issue the payment on the previous business day.
Important Notes:
If you do not receive your payment on the expected date, the SSA recommends waiting for three business days.
After that, you can contact the SSA through their online portal or by calling their customer service at 1-800-772-1213.
Updated Maximum Social Security Benefits for 2025
The amount you receive from Social Security depends on when you start claiming your benefits. In 2025, the maximum benefit amounts are:
Age 62: $2,831 per month.
Full Retirement Age (FRA): For those born in 1960 or later, the FRA is 67, and the maximum benefit is $4,018 per month.
Age 70: If you wait until age 70, the maximum benefit rises to $5,108 per month.
These figures are based on maximum taxable earnings over your working life.
Average Social Security Retirement Benefits
While some beneficiaries may receive the maximum benefit, most people get lower amounts. Your benefit is based on your earnings history and the number of years you’ve contributed to Social Security.
As of January 2025, the average monthly retirement benefit was $1,976. However, this amount dropped to $1,950 in June 2025, totaling about $23,400 per year.