Many Bank of America customers across the United States are concerned after hearing the news of several branches closing down this year. This change is part of a bigger trend in the banking world — more people are using online and mobile banking, and fewer people are visiting physical bank branches.
Because of this shift, Bank of America and many other banks have started closing their brick-and-mortar branches across the country.
Why Are Bank Branches Closing?
The future of banking is changing, with more people choosing to manage their finances from their phones or computers. Banks say customers now prefer:
- Online transfers
- Mobile check deposits
- Digital customer service
This has led to more than 320 bank branches closing in 2025 alone, and experts say physical branches may disappear completely by 2041.
Banks That Have Closed Branches in 2025
Bank of America isn’t the only one making changes. Other major banks that have closed branches this year include:
- Wells Fargo
- Chase
- TD Bank
- Citizens Bank
- Fulton Bank
- PNC Bank
In just five weeks, Wells Fargo and Chase alone closed 145 locations.
List of Bank of America Branches Closing in 2025
California
- April: 134 South Church St., Grass Valley
- May: 1510 The Alameda, San Jose; 3150 Campus Dr., San Mateo
- June: 4551 2nd St., Suite 120, Davis
- October: 16811 Algonquin St., Huntington Beach
- November: 5800 Santa Rosa Rd., Camarillo
- December: 445 Powell St., San Francisco
Florida
- May: 10690 Forest Hill Blvd., Wellington
Illinois
- January: 240 N Randall Rd., Lake in the Hills; 3210 W IL Route 60, Mundelein
Kentucky
- September: 201 Bastogne Ave., Fort Campbell
Massachusetts
- March: One Post Office Square, Lynnfield
Nevada
- September: 300 South Fourth St., Las Vegas
South Carolina
- October: 910 Savannah Highway, Charleston
Texas
- September: 1206 South Bowen, Arlington
Virginia
- May: 9280 Old Keene Mill Rd., Burke
Washington
- January: 1201 Madison St.
- February: 4323 SW Admiral Way
- April: 9019 Rainier Ave. South
Who Will Be Most Affected by the Closures?
While online banking is convenient for many, some groups of people will face more problems due to these closures:
- Senior citizens who are not comfortable with technology
- People with disabilities who need in-person support
- Low-income families without internet access
- Rural area residents where internet coverage is limited
What Is the Future of Banking?
According to predictions, bank branches could become completely extinct by 2041. While online banking is growing fast, banks still need to find ways to support those who rely on physical locations.
Banks are encouraged to provide:
- Better customer support for elderly users
- More digital training programs
- Reliable phone support for complex services