Many families across the United States may soon receive a financial boost of up to $1,600 per child through a government-backed tax credit. This benefit is part of the Additional Child Tax Credit (ACTC), which is linked to the larger Child Tax Credit (CTC) program run by the Internal Revenue Service (IRS).
The ACTC is especially helpful for low- and moderate-income households, offering real relief during a time when living costs are rising. Some families have already received this money, but millions more could still be eligible — especially those who haven’t filed their 2024 tax return yet.
What Is the Additional Child Tax Credit?
The ACTC is a refundable part of the Child Tax Credit. This means that even if your tax bill is zero, the government can still send you money — up to $1,600 per eligible child.
This refund can be a lifeline for families managing daily expenses, school costs, and other household needs.
Who Is Eligible for the $1,600 IRS Refund?
To qualify for the ACTC and receive the $1,600 per child refund, you must meet the following requirements:
- Child must be under 17 years of age by December 31, 2024
- The child can be your biological child, adopted child, stepchild, grandchild, or any other qualified dependent
- The child must have lived with you for at least 6 months of the year
- The child must have a valid Social Security Number (SSN)
- Your household income must be within the limits set by the IRS to qualify for the full credit
Even if your income is so low that you’re not required to file a tax return, you must file one anyway to claim the ACTC.
How to Claim the ACTC and Get the $1,600 Refund
To receive this refund, you must file your 2024 tax return and follow these steps:
- Complete the Child Tax Credit Worksheet (found in the IRS instructions for Form 1040 or 1040-SR)
- Fill out Schedule 8812 — this form helps you calculate and request the refundable portion of the Child Tax Credit
- Submit your tax return electronically and choose Direct Deposit for a faster refund
The IRS generally processes refunds within 21 days, but delays can occur if there are errors or if your return requires extra checks.
How to Track Your Refund
Once you’ve filed, you can check the status of your refund through the IRS “Where’s My Refund?” tool, which is available 24/7 online. You’ll need your Social Security Number, filing status, and the exact refund amount to use the tool.