Getting a Social Security or SSI (Supplemental Security Income) check every month can really help make life easier for many Americans. These payments help people who are older or have a disability, especially if they have a low income. The money can be used for anything — from paying electricity bills to buying groceries.
But here’s the surprising part: many people who qualify for SSI don’t even know it. This means they are missing out on money that could help them every single month. If you’re not sure whether you qualify, now is the perfect time to check. And if you’re eligible, you should apply right away.
Let’s take a look at who can get SSI payments in April 2025, how much you could receive, and why applying now could improve your financial life.
What Is SSI and Why Is It Important?
SSI stands for Supplemental Security Income. It’s a monthly payment given to people in the U.S. who have low income and few resources. You can qualify if you’re 65 or older, or if you have a disability or are blind. These payments help cover basic needs like food, housing, and clothing.
SSI is different from regular Social Security retirement benefits. However, you can receive both if you meet the requirements.
Why You Should Apply for SSI
Thousands of Americans who qualify for SSI haven’t applied simply because they don’t know they’re eligible. This means they’re losing out on up to $967 every month, and even more if they have a spouse who also qualifies.
If both you and your spouse are eligible, your combined monthly SSI check could be as high as $1,450. This extra money can bring big relief to households dealing with rising living costs.
Who Can Get the SSI Check on April 1st?
To receive an SSI check on April 1, 2025, you must have already applied and been approved for SSI before April started. That’s because the application process takes time — usually at least one month. If you haven’t applied yet, you’ll have to wait until May or later to get your first payment.
So, if you already have SSI approved, you will receive the payment without any issues in your bank account on April 1st.
SSI Eligibility Requirements for 2025
To qualify for SSI in April 2025, you need to meet all of these conditions:
1. Age or Disability
You must be 65 years old or older, or have a disability (including blindness).
2. Limited Income
Your income must be low, meaning you don’t earn much from work or other sources.
3. Few Resources
You should not have many assets or savings — for example, expensive cars, property, or big savings accounts.
If you meet these basic rules, it’s a good idea to apply for SSI as soon as possible. Once approved, you’ll receive a monthly payment that can help ease your financial stress.
How Much Can You Receive in April 2025?
Due to the 2.5% COLA (Cost of Living Adjustment) increase that started in January 2025, SSI payments are slightly higher this year compared to 2024.
Maximum SSI amounts for April 2025:
- Individual: Up to $967
- Couple (both eligible): Up to $1,450
These benefits are sent out every month and can be used for anything you need. And here’s some good news — you can receive SSI payments along with other support programs, such as Social Security retirement checks or SNAP food assistance. They are completely separate, so you can qualify for both at the same time.