If you’re receiving disability benefits through the Social Security Disability Insurance (SSDI) program in the United States, it’s important to know how the system works—especially when your next payment is due.
SSDI gives monthly payments to people who can’t work due to a disability and have worked long enough in the past to qualify. These payments are meant to help you cover essential costs like rent, food, and basic healthcare.
Let’s look at who gets SSDI, how it’s calculated, and when to expect your money in May 2025.
What Is SSDI and Who Can Get It?
SSDI stands for Social Security Disability Insurance. It is a federal program that gives money every month to people who used to work but can’t anymore because of a disability or serious health condition.
To qualify, you need two things:
- A disabling condition that appears on the SSA’s official list, or one that is just as severe.
- Enough work credits based on your age and how long you worked before the disability. Generally, you need 20 credits in the last 10 years.
One work credit is earned for every $1,730 (in 2025) you make, and you can earn up to four credits per year.
When Will You Get Your SSDI Payment in May 2025?
SSDI payments are usually sent based on your birthdate. In May 2025, the payments are divided into three groups:
- May 14 – For people born between the 1st and 10th of any month
- May 21 – For people born between the 11th and 20th
- May 28 – For people born between the 21st and 31st
There’s also a special case: If you started receiving SSDI before May 1997, or you receive SSI along with SSDI, you get paid on the 3rd of the month. But since May 3rd, 2025 falls on a Saturday, the payment was moved to Friday, May 2.

How Much Money Can You Get from SSDI in 2025?
The amount you get depends on how much you earned during your working years. The maximum SSDI benefit in 2025 is $4,018 per month, but this is only for people who earned a high income for many years.
Most people receive much less. In fact, 90% of beneficiaries receive around $1,580 per month, which is the average benefit in 2025.
If your income and resources are low, you might also be eligible for Supplemental Security Income (SSI). The maximum SSI amounts are:
- $967 for an individual
- $1,450 for a couple
This can be added on top of your SSDI if you qualify.
How Long Can You Receive SSDI?
There is no fixed time limit for SSDI. As long as you are still disabled and unable to work, you can continue to get payments.
However, the SSA does regular reviews to make sure you’re still eligible. You’ll need to show proof of your disability with medical reports and documents from time to time.
Once you reach full retirement age, your SSDI will automatically change to regular retirement benefits, and the amount usually stays the same.
Tips for SSDI Beneficiaries
To avoid delays or missed payments, here are a few useful tips:
- Check your payment schedule based on your birth date
- Sign up for My Social Security online to view your deposit dates
- Keep your medical records updated for any future SSA reviews
- Report changes in income or living situation as soon as possible
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