As a new month begins, millions of Americans are getting ready to receive their Social Security and Supplemental Security Income (SSI) benefits. With over 70 million people relying on these monthly payments—most of them seniors aged 65 or older—it’s important to know exactly when your payment is coming and how much you can expect.
April 2025 brings five key payment dates for Social Security and SSI benefits. While these payments are regular, they follow a strict schedule depending on your birth date, retirement age, and benefit type. Here’s everything you need to know to stay informed and financially prepared this month.
SSI Payment for April 2025 Arrives on April 1
The first Social Security payment of the month is for those receiving SSI (Supplemental Security Income). This benefit is sent out on the first of each month, unless that date falls on a weekend or holiday.
In April 2025, April 1 falls on a Tuesday, which means the SSI payment will be sent on time. This is different from March, when March 1 was a Saturday, so the SSI payment went out earlier, on February 28.
Maximum SSI Payment Amounts for 2025:
- $967 for individuals
- $1,450 for couples
April 3: Special Group Payments Begin
The next round of Social Security payments will be made on April 3, but not everyone gets paid on this date. This payment goes to a specific group, including:
- People who began receiving Social Security before May 1997
- Those who receive both SSI and Social Security
- Recipients living abroad
- People whose Medicare premiums are paid by their state
If you fall into any of these categories, your payment will arrive on April 3, which is a Wednesday in 2025.
April 9, 16, and 23: Payments for Everyone Else
If you started receiving Social Security after May 1997, your payment date depends on your birth date. These payments are sent out on the second, third, or fourth Wednesday of the month.
Here’s the full breakdown for April 2025:
- April 9 (2nd Wednesday): For birthdays from 1st to 10th
- April 16 (3rd Wednesday): For birthdays from 11th to 20th
- April 23 (4th Wednesday): For birthdays from 21st to 31st
Mark your calendar accordingly so you know when to expect your payment.
How Much Can You Receive in Social Security in 2025?
The maximum Social Security payment depends on the age at which you retire. Here’s a quick look at the maximums for 2025:
- Retiring at 62: Up to $2,831 per month
- Full retirement age (67): Up to $4,018 per month
- Delaying until age 70: Up to $5,108 per month
Delaying your retirement increases your monthly benefit significantly. If you qualify for both Social Security and SSI, you can combine the two to increase your income, especially if your Social Security check alone isn’t enough to cover your basic needs.
Why Understanding Payment Dates Matters
Many seniors and low-income individuals rely on their Social Security or SSI checks to cover basic costs like rent, food, medicine, and utilities. That’s why knowing your exact payment date is important for budgeting and avoiding financial stress.
Using direct deposit is the fastest and safest way to get your money. If you’re still receiving a paper check, delivery can take a few extra days.