The Supplemental Security Income (SSI) program provides financial assistance to low-income individuals, including the elderly, disabled, and legally blind, as defined by the Social Security Administration (SSA). However, if you’re an SSI recipient, you might be wondering where your payment is for June 2025.
Why Won’t I Receive My June 2025 SSI Payment?
The SSA sends 12 SSI payments per year, with each one being scheduled for the 1st day of the month. However, when the 1st falls on a Saturday or Sunday, the payment is made on the nearest business day, which is usually the Friday before.
For June 2025, since June 1st is a Saturday, the SSA made the June payment early on Friday, May 30th. As a result, SSI recipients will not see a deposit in their accounts in June.
This is because SSI recipients still receive 12 payments per year, so while June’s payment was made early, it doesn’t mean you’re missing a payment. It just means you will not receive a separate payment during June.
SSI Payment Schedule for 2025
SSI payments are sent out once a month, on the first day of each month. But when the first falls on a weekend, such as in June 2025, the SSA will send payments on the closest business day prior to the 1st.
For example:
- May 2025: SSI recipients received two payments—one on May 1st and another on May 30th (since June 1st was a Saturday).
- June 2025: There will be no separate payment in June as the May 30th payment covers the June allocation.
Rest assured, you are still receiving the same total number of payments (12 annually) without any interruptions or cancellations.
Maximum SSI Payments for 2025
The federal SSI maximums for 2025 are set as follows:
- Individual maximum: $967 per month
- Couple maximum: $1,450 per month
These figures are based on the 2.5% cost-of-living adjustment (COLA), which helps account for inflation.
However, not everyone will receive the full maximum amount. The actual benefit can be reduced based on several factors, including income and living arrangements.
How SSI Reductions Work
Several factors affect how much you’ll actually receive. These include:
- Living situation: If you live with others but don’t pay for housing or food, your payment may be reduced. The maximum reduction for living arrangements like this is up to $342.33 per month.
- Employment income: If you have work income, for every $2 you earn, your SSI benefit will be reduced by $1.
- Other income: If you receive other federal benefits, such as Social Security retirement or SSDI payments, these can also affect the total SSI benefit you receive.
Important Dates for SSI and Other Federal Benefits
- SSI Payments: Payments are made on the 1st day of the month (or the nearest business day if the 1st falls on a weekend).
- Other Federal Benefits (Retirement or SSDI): If you receive Social Security retirement or SSDI benefits, those payments are sent on the 3rd day of the month.
Remember, all federal benefits have been adjusted for inflation in 2025 with a 2.5% COLA increase, so your payment will reflect this adjustment.