The Supplemental Security Income (SSI) program helps people who are elderly, blind, or have a disability and have little to no income. It provides monthly financial help so they can afford basic needs. In July 2025, SSI payments will be made on Tuesday, July 1st.
When Will SSI Payments Be Sent in July 2025?
SSI payments are made on the first working day of each month. Since July 1, 2025, falls on a Tuesday, payments will be sent that day. This date will not change. Most people will get their payment through direct deposit in their bank account or a Direct Express debit card.
How Much Money Can You Receive?
In July 2025, the maximum amounts are set by the federal government. An individual can receive up to $967 each month. If both partners in a couple qualify, they can get up to $1,450 per month.
If someone has an “essential person” living with them (a person who helps with daily needs), that helper can get up to $484 per month. This helps support people who need extra care due to disabilities or health problems.
Who Can Get SSI Payments?
To qualify for SSI, you must meet several rules:
- You must be 65 or older, or legally blind, or have a disability as defined by the Social Security Administration (SSA).
- You must be a legal resident of the United States. That means either a U.S. citizen or someone with an approved immigration status.
- You cannot be out of the country for more than 30 days in a row, and you must not live in a public institution (like a prison or long-term hospital) unless approved.
- Your financial resources must be limited.
- An individual can only have $2,000 in countable resources (like cash, bank accounts, or property that can be converted to money). For couples, the limit is $3,000.
How the SSA Decides Who Gets SSI
The SSA goes through a step-by-step process to decide if someone qualifies:
First, they check your age, blindness, or disability. You might need to take a medical exam or answer questions about how your condition affects daily life.
Second, they check your income. SSI is reduced if you have other income. For example:
- Every $1 of unearned income (like benefits or support) reduces your SSI by $1.
- Every $2 of earned income (like a job) reduces your SSI by $1.
Third, they check your resources and legal status. You must show documents like proof of income, disability papers, and ID to prove your situation.
How to Apply for SSI Benefits
There are three main ways to apply for SSI:
- Online: Visit the official SSA website at SSA.gov. Fill out a short form and the SSA will contact you within 1 to 2 weeks.
- By phone: Call 1-800-772-1213. This number also supports TTY for people with hearing problems.
- In person: Go to your nearest SSA office. You need to book an appointment and bring original or certified documents like ID, income proof, and medical records.
Some people may also need to attend a special medical interview or give more paperwork if their case is complex.
Extra Help from States: SSP
Some states offer a little extra money on top of the federal SSI payment. This is called the State Supplementary Payment (SSP). It can range from $10 to $400, depending on the state. Not every state offers this, so it’s important to check what your state provides.