Millions of Americans depend on Social Security payments every month to cover daily expenses like rent, groceries, and medical needs.
In May 2025, payments will continue as scheduled, but not everyone will get their money at the same time. That’s because the Social Security Administration (SSA) follows a birthdate-based payment system to organise its monthly deposits.
Who Will Get Paid on May 8, 2025?
If your birthday falls between the 1st and 10th of any month, and you started receiving benefits after May 1997, then you are part of the first payment group for the month of May. Your Social Security check will be deposited on Wednesday, May 8, 2025.
This group includes:
- Retirees receiving Social Security after May 1997
- People with disabilities (SSDI) who joined the system after that date
This system helps the SSA manage billions of dollars in payments smoothly without causing delays or overwhelming the banking system.
Why Does the SSA Use a Staggered Schedule?
Instead of sending payments to everyone at once, the SSA splits beneficiaries into groups based on their birthdates:
- Birthdays 1st–10th: Second Wednesday of the month
- Birthdays 11th–20th: Third Wednesday
- Birthdays 21st–31st: Fourth Wednesday
This method helps avoid system overloads and makes the whole process more efficient and predictable.
What To Do If You Don’t Receive Your Payment on May 8
If your payment doesn’t show up on May 8, don’t panic right away. Here’s what you should do:
- Wait at least three business days: Many times, the delay is from your bank or Direct Express card issuer, not the SSA.
- Contact your bank or card service: Check if there are any internal delays on their side.
- Call the SSA if there’s still no update: After three business days, contact the SSA directly by calling 1-800-772-1213 or by visiting your local SSA office.
Make sure to keep your bank account details, Social Security number, and recent payment information ready to help speed up the process.
Why Staying Updated Matters
Social Security benefits are a lifeline for many people across the U.S. Knowing exactly when your payment is due can help you manage your monthly budget more effectively. Missing a payment or not knowing the schedule can create unnecessary stress—especially when your income depends on it.
So, whether you’re a retiree or someone receiving SSDI, keeping track of your payment group and schedule is important for staying financially secure.