The Social Security Administration (SSA) will send out April 2025 payments on different dates, depending on each beneficiary’s birth date and when they started receiving their benefits. These monthly payments are a major source of income for millions of retired Americans, people with disabilities, and low-income seniors.
If you’re wondering when your payment is coming and how much you could receive, here’s everything you need to know about the Social Security and SSI payment schedule for April 2025, along with the latest updates to benefit amounts.
Social Security Payment Dates in April 2025
The SSA sends retirement and disability benefits every month, but not everyone gets paid on the same day. The dates depend on two things:
- When you started receiving benefits
- Your birth date
Here’s the full schedule for April 2025:
April 3
- For people who started getting Social Security before May 1997 and those living outside the U.S.
April 9
- For those born between the 1st and 10th of any month, who began receiving benefits after May 1997
April 16
- For those born between the 11th and 20th, also post-May 1997
April 23
- For those born between the 21st and 31st, again if benefits started after May 1997
If April 3 falls on a weekend or holiday, the payment will be made on the previous business day. But in April 2025, it falls on a Thursday, so payments will go out on time.
How Much Can You Get in April 2025?
Thanks to a 2.5% Cost-of-Living Adjustment (COLA) added in January 2025, Social Security payments are a little higher this year compared to 2024.
Here’s what you might receive:
- Maximum benefit at age 70: $5,108 per month
- Maximum benefit at age 62: $2,831 per month
- Average monthly payment: Around $1,976
Your exact payment depends on your work history, age at retirement, and how much you earned during your working years.
New Changes for 2025 You Should Know
The SSA also made some changes in 2025:
- Maximum taxable earnings increased to $176,100
- Full retirement age (FRA) is now 67 for people born in 1960 or later
These changes are meant to keep Social Security strong as the number of retirees continues to grow.
April 1, 2025: SSI Payments for Low-Income Recipients
If you receive Supplemental Security Income (SSI), your payment date is always the 1st of each month — and that stays the same for April 2025.
Here’s how much you can receive:
- Single recipient: Up to $967
- Eligible couple: Up to $1,450
These payments are for people with low income or limited work history, including many seniors and people with disabilities. SSI helps make up for small or no retirement benefits, offering a lifeline during tough financial times.
How to Make Sure You Get Paid on Time
To avoid delays, the SSA recommends using Direct Deposit. It’s the safest and fastest way to receive your payment.
If your payment is late:
- Wait three business days
- Check your My Social Security account
- Contact your bank
- If needed, call the SSA at 1-800-772-1213
Most payment issues are caused by bank delays or outdated information and can be fixed quickly.
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