SSDI Benefits: How to Keep Your Disability Benefits and How to Lose Them

SSDI Benefits How to Keep Your Disability Benefits and How to Lose Them

The Social Security Disability Insurance (SSDI) payments for May 2025 are being sent out as scheduled by the Social Security Administration (SSA). If you are someone who started receiving benefits after May 1997, your payment date depends on your birth date. Many people have already received their money, and others will get it soon.

Payment Dates for SSDI in May 2025

SSDI payments are sent out in different weeks, depending on when you were born. The payment schedule for May 2025 looks like this:

Already Paid:

  • People with birthdays between the 1st and 10th of any month got their payment on May 14, which was the second Wednesday of the month.

Upcoming Payments:

  • If your birthday is between the 11th and 20th, you’ll receive your payment on May 21, which is the third Wednesday.
  • If your birthday falls after the 21st, your payment will arrive on May 28, the fourth Wednesday.
  • These dates apply to those who started getting SSDI benefits after May 1997.

What If You Don’t Get Your Payment on Time?

Sometimes, payments may be delayed due to bank processing times. If your payment does not show up on the expected day, don’t panic. SSA advises waiting three business days before calling them.

If the money still hasn’t arrived, you can call SSA’s customer service at 1-800-772-1213 during regular business hours.

So far, there have been no major delays reported for SSDI payments in May 2025.

SSDI Benefits: How to Keep Your Disability Benefits and How to Lose Them
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How Much Will You Receive?

SSDI payments vary depending on your work history and past income. Every year, benefits are adjusted to match inflation through a Cost-of-Living Adjustment (COLA). In 2025, the COLA increase is 2.5%.

Maximum Payment:

The maximum monthly SSDI payment in 2025 is $4,018. This is usually for people who had high earnings during their working years.

Average Payment:

The average monthly SSDI payment is $1,582 in 2025. Most people receive less than the maximum. Around 61% of SSDI recipients get under $2,000 a month. Only 9% get the maximum amount.

Can You Lose Your SSDI Benefits?

Yes, in certain situations, you could lose your SSDI benefits. Here are some of the most common reasons:

Earning Too Much:

If you earn more than the Substantial Gainful Activity (SGA) limit of $1,620 per month in 2025 (for non-blind individuals), your benefits could be stopped.

Medical Improvement:

If SSA reviews your condition and finds that your health has improved and you can work regularly, your benefits may be stopped.

Retirement:

Once you reach full retirement age, your SSDI benefits automatically change into regular retirement benefits.

Legal or Administrative Issues:

Being in jail, not responding to SSA letters, or being involved in fraud can also lead to benefit termination.

Programs That Help:

If you’re trying to return to work, SSA has programs like Ticket to Work that let you work without losing benefits right away. These programs offer support and a safety net for people who want to try working again.

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