If you’re a Social Security Disability Insurance (SSDI) beneficiary, you likely know that payments are made on three specific dates each month. These dates depend on your birth date and apply to all beneficiaries who started receiving SSDI after May 1997. Let’s break down the April 2025 SSDI payment schedule, the maximum monthly amounts, and what to do if your payment is delayed.
April 2025 SSDI Payment Schedule
In April 2025, SSDI payments will be made on three Wednesdays, based on the beneficiary’s birth date. The exact dates are:
- April 9: For those born between the 1st and 10th of any month
- April 16: For those born between the 11th and 20th
- April 23: For those born between the 21st and 31st
These dates apply unless you also receive Supplemental Security Income (SSI), which is paid separately on April 1st.
What If I Have a Different Payment Date?
If your payment date has been changed by the Social Security Administration (SSA), you could receive your SSDI payment earlier — on April 3, along with SSI recipients or those who started their benefits before 1997.
Maximum SSDI Payment for April 2025
For April 2025, the maximum SSDI payment is $4,018 per month. This reflects a 2.5% increase in benefits, which was announced as part of the 2025 Cost-of-Living Adjustment (COLA). This increase is a good thing for SSDI recipients, as it helps keep up with inflation.
The $4,018 maximum is for those who had maximum taxable income for at least 35 years of work and would receive the highest amount possible if they reached full retirement age (currently 67 years old).
SSDI Payment for Most Beneficiaries
Most SSDI recipients won’t get the maximum amount. In fact, the average SSDI payment was about $1,537 per month in 2024, and this amount is expected to increase slightly in 2025 due to COLA.
Payments for Families
If you have dependents (like a spouse or children), your family’s SSDI payment could be between 85% and 150% of your payment, depending on how many eligible dependents you have. This means families with dependents could see higher monthly payments.
What If My Payment Is Late?
If your SSDI payment is not received on the expected date, don’t panic. The SSA recommends waiting at least three business days to see if any banking issues are causing the delay.
After this period, if you still don’t see your payment:
- Contact your bank to check if there are any problems with your account.
- If the issue is still unresolved, call the SSA at 1-800-772-1213 or visit your nearest Social Security office to resolve the issue.