The Social Security Disability Insurance (SSDI) program provides essential financial support to individuals who are unable to work due to a medical condition. The Social Security Administration (SSA) has set the specific dates for June 2025 SSDI payments.
These dates are mainly determined by the beneficiary’s birth date, and payments are typically issued on Wednesdays throughout the month. Here’s everything you need to know about your payment schedule, the maximum possible benefits, and how to maintain your eligibility.
SSDI Payment Schedule for June 2025
For SSDI beneficiaries, payments are issued on specific dates based on when they were born. The distribution schedule for June 2025 is as follows:
- Born between the 1st and 10th of the month: Payment will be issued on Wednesday, June 11.
- Born between the 11th and 20th of the month: Payment will be issued on Wednesday, June 18.
- Born between the 21st and 31st of the month: Payment will be issued on Wednesday, June 25.
If you began receiving SSDI payments after May 1997, this schedule will apply to you. The exact date of your payment depends on your birth date, so be sure to check the corresponding Wednesday for your payment.
SSDI Maximum Payment for June 2025
The SSDI benefit amount varies depending on a person’s work history and contributions to the Social Security system. The average monthly SSDI payment for 2025 is $1,580. However, the maximum amount someone can receive is $4,018 per month.
This maximum payment generally applies to individuals who:
- Retired at full retirement age after making contributions equal to the maximum taxable income over their working life.
- Worked for at least 35 years and paid Social Security taxes during that time.
- Were close to the maximum taxable income for Social Security (in 2025, the maximum taxable income is $176,100).
These individuals, who paid taxes at the highest income level, are eligible for the maximum benefit. However, the amount you receive depends on your personal work history and contributions to the Social Security system.
Maintaining SSDI Benefits: What You Must Do
To continue receiving SSDI benefits, you must meet certain conditions. The SSA requires that:
- The medical disability continues: You must continue to meet the SSA’s definition of disability. This means you must still be unable to perform substantial work due to your medical condition.
- Substantial Gainful Activity (SGA): In 2025, the income limit for most SSDI beneficiaries is set at $1,550 gross monthly income. If you earn more than this, your eligibility for SSDI may be reviewed. For people diagnosed with blindness, the limit is $2,590 per month.
If you begin working or your income increases, it’s crucial to report it to the SSA. Failing to do so could result in overpayments or a loss of benefits.
Reporting Changes to the SSA
The SSA conducts Continuing Disability Reviews (CDRs) to check whether beneficiaries still qualify for SSDI. These reviews are scheduled based on the likelihood of your medical condition improving:
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6 to 18 months: If improvement is expected, such as after surgery or serious fractures.
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Every 3 years: If the condition is likely to improve, but it’s not certain, such as certain mental health conditions or cancers in remission.
It’s important to report any significant changes in your condition, such as starting a job, earning more income, or improvements in your medical situation. This helps the SSA reassess your eligibility based on current information and ensures that you don’t receive overpayments.
SSDI Benefits Can Continue Until Full Retirement Age
If you receive SSDI benefits and reach Full Retirement Age (FRA), your payments will automatically transition to regular Social Security retirement benefits.
There is no interruption in your monthly payments, and the benefit amount remains the same. The only change is that your disability benefits will convert to retirement benefits once you reach your FRA.
There is no set time limit for how long you can receive SSDI. As long as you continue to meet the eligibility criteria, your benefits can be extended indefinitely.