If you receive Social Security Disability Insurance (SSDI) benefits, or are in the process of applying, you might find it difficult to navigate the Social Security Administration (SSA) website, which can be confusing.
To help you understand when you’ll receive your payments and how much you can expect, this guide breaks it down in a clear and simple way, focusing on June 2025 and the rest of the year.
SSDI Payment Dates for June 2025
SSDI payments are sent out on specific dates each month, and the payment schedule for June 2025 follows a regular pattern:
- For those receiving SSDI before May 1997, the payment for June started on Tuesday, June 3rd. This date also applies to beneficiaries who receive Supplemental Security Income (SSI), which is usually paid on the first day of the month. Since June 1st was a Saturday, the SSI payment was made early on Friday, May 30th.
- For beneficiaries who filed claims after May 1997, payments are made based on their birthdates:
- June 11, 2025: Beneficiaries with birthdays between the 1st and 10th of the month.
- June 18, 2025: Beneficiaries with birthdays between the 11th and 20th of the month.
- June 25, 2025: Beneficiaries with birthdays between the 21st and 31st of the month.
Maximum and Average SSDI Benefit Amounts for 2025
The maximum SSDI benefit for 2025 is $4,018 per month. However, to qualify for this amount, the worker must have worked for at least 35 years and paid FICA taxes on their wages. Fewer than 4% of SSDI recipients receive this maximum amount.
The average SSDI benefit for most recipients is around $1,581.97 per month, which is the amount most people can expect.
For those also receiving Supplemental Security Income (SSI):
- The maximum SSI payment for an individual is $967.
- The maximum for a couple is $1,450.
How to Qualify for SSDI
To apply for Social Security Disability Insurance (SSDI), you need to meet three main requirements:
- Disability: You must have a medical condition that prevents you from working for at least 12 months or is terminal.
- Work History: You must have worked and paid Social Security taxes for a minimum of 5 out of the last 10 years.
- No Substantial Gainful Activity (SGA): You must not be engaged in substantially gainful employment.
If you meet these requirements, you can apply for SSDI benefits either online through the SSA website (www.ssa.gov/applyfordisability), by phone at 1-800-772-1213, or in person at your local Social Security office. It’s important to apply as soon as possible, as the approval process can take several months.