If you receive Supplemental Security Income (SSI) or other Social Security benefits, it’s important to know that your payment dates can sometimes change. In 2025, one of these changes is happening in May, when two SSI payments will be made instead of one.
These adjustments help avoid delays when benefit dates fall on weekends or holidays, which can affect banking services. In this article, we explain why this happens, what the new payment schedule looks like, and how SSI works for people with low income or disabilities.
Why Do SSI Payments Sometimes Come Early?
The Social Security Administration (SSA) moves payment dates a few times each year when the regular date falls on a weekend or public holiday. This is because banks may not process transactions on such days, which can cause serious problems for people who depend on these payments for rent, food, or medicine.
In May 2025, there will be two SSI payments:
- May 1, 2025 – the regular payment
- May 30, 2025 – the early June payment, since June 1 falls on a Sunday
This is a planned adjustment by the SSA, so it is not a bonus or extra payment. There will be no SSI deposit in June, because that month’s money is already paid in advance.
How Much Is the SSI Payment in 2025?
SSI helps people who are:
- Over 65 years old
- Blind
- Disabled
- Or have very low income
The maximum monthly payment in 2025 is:
- $967 for individuals
- $1,450 for couples
However, these are just the top limits. The actual amount depends on:
- Your income
- Your living conditions
- Whether you pay for your own housing or live with others
If you earn income, your benefit may be reduced:
- For earned income, $1 is reduced for every $2 you make
- For unearned income (like another benefit), $1 is subtracted for every $1
If you live in someone else’s house and don’t pay rent or expenses, your SSI may be lower.
Can You Get SSI and Social Security at the Same Time?
Yes. Some people get both SSI and Social Security retirement payments. This often happens when a retiree has a very small monthly pension or has had benefits reduced due to WEP (Windfall Elimination Provision) or GPO (Government Pension Offset) rules.
To qualify for SSI in addition to retirement payments, you must:
- Be 65 or older
- Have limited monthly income
- Own assets worth less than $2,000 if single or $3,000 if married
- Live in the U.S. or a U.S. territory
SSI can help older adults avoid poverty or hunger, especially if their main income is not enough.
How Is SSI Different from SSDI?
Many people confuse SSI with SSDI (Social Security Disability Insurance), but they are not the same:
SSI:
- Is based on financial need, not work history
- You can get it even if you’ve never worked
- Helps low-income elderly, blind, or disabled people
SSDI:
- Is based on your work record and Social Security contributions
- You must have worked for a certain number of years
- Is for people who can’t work anymore due to disability or illness
In 2025, the maximum SSDI benefit is $4,018 per month, which is higher than SSI. This is because SSDI is for workers who had higher income before they became disabled.
Some people qualify for both, but there is a limit on the total amount you can receive from combined benefits.