Within the month of Social Security Disability Insurance (SSDI) disbursements will be made in stages beginning in March 2025, as the Social Security Administration (SSA) has done for decades.
Payments will be made on the second, third, and fourth Wednesdays of each month, specifically the 12th, 19th, and 26th, depending on the beneficiary’s date of birth.
Specifically, those born between the 1st and 10th of the month will receive their payment on the 12th; those born between the 11th and 20th, on the 19th; and those born between the 21st and the 31st, on the 26th.
It should be noted that beneficiaries who registered before May 1997 are assigned a special date and receive their payments on the third of every month.
The first SSDI disability payment arrives in a week
To clarify, the first of the payments will arrive next Wednesday, which is exactly one week, as shown in the diagram below:
- Born from 1 to 10: payment on March 12, 2025.
- Born from 11 to 20: payment on March 19, 2025.
- Born from 21 to 31: payment on March 26, 2025.
As for the amounts, the maximum monthly benefit for SSDI in 2025 amounts to $4,018, which represents an increase compared to the $3,822 that was paid in 2024. This increase is a result of the cost of living adjustment (COLA), which was 2.5% and is in effect from January to December 2025.
To be able to access these benefits, applicants must meet two fundamental requirements:
Medical Condition: The individual must have an illness or condition that the Social Security Administration (SSA) considers serious enough to keep them from performing substantially gainful work activity for at least 12 months, or the condition is expected to be life-threatening.
Work history: It is necessary to have an adequate number of work credits, which are earned by paying Social Security taxes. In 2025, one credit is granted for every $1,810 of income in a quarter, with a maximum of four credits per year, requiring a minimum of $7,240 per year to achieve the total.
Aside from that, the number of credits required by the SSA to grant SSDI benefits can vary depending on the beneficiary’s situation.
For example, those under the age of 24 must have earned at least 6 credits in the three years preceding disability, which is roughly equivalent to 1.5 years of work with income sufficient to obtain the corresponding credits.
When and how to apply for SSDI benefits
If you are considering applying for SSDI, you should start gathering your medical and employment information as soon as possible. Collect medical reports that support your condition and show how it affects your ability to work.
You can start the process online at the SSA website or at a local office, where you will be given personalized assistance in filling out the necessary forms.
The ideal time to apply is as soon as you notice that your health is preventing you from working on a regular basis, as you may be eligible for retroactive benefits. A specialized advisor can also help you with this process.
If you prefer not to apply online, you can call the Social Security Administration at 1-800-772-1213. They will guide you through the process with kindness and dedication to service.