If you receive Supplemental Security Income (SSI), you might be surprised to see two payments in May 2025. At first, it might look like the government is giving you a bonus or made a mistake — but don’t get confused. This is all part of how the Social Security Administration (SSA) schedules payments when the usual dates fall on weekends or holidays.
Let’s break it down in simple terms, so you know what’s happening and how to plan your budget wisely.
Why Are There Two SSI Payments in May?
SSI payments are usually made on the first day of each month. But when the 1st falls on a weekend or holiday, the payment is sent early, on the last business day before that date.
In June 2025, the 1st falls on a Sunday. That means the SSA will send that payment early — on Friday, May 30, 2025.
Since you’ll already receive your regular May payment on May 1, it might look like you’re getting extra money. But the second payment is actually for June, not a bonus.
So, here’s what to expect:
- May 1, 2025 – Regular SSI payment for May
- May 30, 2025 – Early payment for June (because June 1 is a Sunday)
This means no SSI payment will arrive in June, because you already received it early at the end of May.
Will This Happen Again in 2025?
Yes. The same situation will happen again in September 2025.
- September 1 is Labor Day, a national holiday.
- So, the payment for September will arrive early — on Friday, August 29, 2025.
These date adjustments are not mistakes or bonuses, just part of how SSI works when holidays or weekends affect the payment schedule.
How Much Will You Get in Each SSI Payment?
Thanks to the 2025 Cost-of-Living Adjustment (COLA) of 2.5%, SSI payments went up a little this year.
Here are the maximum monthly amounts in 2025:
- Individual: $943 (up $24 from 2024)
- Couples filing jointly: $1,450 (up $35 from 2024)
These are maximum amounts, and the amount you actually receive can vary depending on your income, living situation, and other benefits you receive.
Who Can Apply for SSI?
SSI is a program designed to help people who have low income and few financial resources, especially those who are elderly, blind, or have disabilities.
Basic requirements include:
Age or Disability:
- 65 or older with limited income and assets
- Or any age with a disability that:
- Prevents you from earning more than $1,550/month (in 2024 figures)
- Lasts at least 12 months or could result in death
- Or blindness, defined as 20/200 vision or less, or very limited field of view
Financial Limits:
- Have less than $2,000 in resources (or $3,000 for couples)
- This includes bank savings, stocks, and property that’s not your main home
- Exempt assets: your primary home, one vehicle used for daily needs, household goods, and up to $1,500 in savings for burial or emergencies
Income Rules:
- All income is counted — wages, pensions, help from family, or free housing
- The more income you have, the less SSI you may get