Supplemental Security Income (SSI) is a vital source of support for millions of Americans who have low income and need extra help. While the number of SSI payments each year stays the same — a total of 12 — the payment dates can shift from time to time. These changes usually happen when regular paydays fall on a weekend or a Federal holiday.
To make sure that beneficiaries receive their money on time, the Social Security Administration (SSA) adjusts the payment schedule. When necessary, payments are sent on the last business day before the weekend or holiday.
Let’s break down how SSI payments are changing for May 2025, who will get their money early, and how much you could receive.
Why Some SSI Payments Arrive Early
Normally, SSI payments are due on the first day of every month. However, if the first falls on a weekend or holiday, the payment is sent a little earlier — usually on the last business day before the original date.
This helps ensure that no one has to wait extra days for their much-needed funds. It’s important to remember that even when payments are early, they are not “extra” or “bonus” checks. They are simply the regular monthly payments, delivered in advance.
SSI Payment Dates for May 2025
For May, there are two important SSI payment dates you should know:
- May 1, 2025: Regular SSI payment for the month of May.
- May 30, 2025: Early SSI payment for June, because June 1 falls on a Sunday.
This means that in May, you will see two direct deposits if you are an SSI recipient. Don’t panic if the June calendar looks empty — your June money will actually be sent at the end of May!
How Much Can You Get in SSI Benefits?
The maximum SSI payment amounts for 2025 are:
- Up to $967 for an eligible individual with no income reductions.
- Up to $1,450 for an eligible married couple where both spouses qualify.
- Up to $484 for an essential person helping someone with SSI.
Keep in mind, many recipients also receive other benefits like Social Security Disability Insurance (SSDI) or retirement checks. These additional benefits can sometimes reduce the amount of SSI you receive.
SSI isn’t only for seniors. It’s available to adults and children who meet the income limits and either:
- Have a disability
- Are blind
- Are 65 years old or older
What Are the Average SSI Payments?
Not every SSI recipient gets the maximum amount. On average:
- All recipients: About $715 per month
- Recipients aged 65 and older: About $591 per month
- Recipients aged 18–64: About $762 per month
- Recipients under 18: About $836 per month
Older recipients often get slightly less, possibly because they might also be receiving pensions or other retirement benefits.
If you have a low income and meet the other conditions, you can still apply for SSI. It can make a huge difference by covering basic needs like food, rent, and medical expenses.
Planning ahead and staying informed about changes in the payment schedule can help you manage your budget better and avoid surprises.