Social Security payments are very important for millions of people in the United States, especially older adults, people with disabilities, and survivors like widows. If you or someone you know is waiting for a retirement check from the Social Security Administration (SSA), here’s what you need to know about the final payment date for March 2025.
The SSA has a fixed schedule based on when a person is born, and the fourth Wednesday of March, which is March 26, 2025, is the day when people born between the 21st and 31st of any month will get their money.
Who Is Getting Paid on March 26, 2025?
The SSA divides monthly payments into three parts depending on your birthdate. If your birthday falls between the 21st and 31st, then your Social Security payment will be sent on Wednesday, March 26, 2025.
This group is large. It’s estimated that 18 to 20 million people—almost one-third of all 67 million beneficiaries—will receive their check on this date. That includes retirees, people with disabilities, and survivors like widows or widowers.
How Much Money Can You Receive?
Most people will not get the maximum amount, but here are the details for 2025:
The highest possible monthly benefit is $5,108, which is only for those who:
- Worked and paid Social Security taxes for 35 years
- Earned the maximum taxable income during those years
- Delayed retirement until they were 70 years old
However, the average monthly benefit for most retirees is around $1,907, which is a more common amount. These payments increased slightly due to the 2.5% cost of living adjustment (COLA) in 2025.
Why These Payments Matter
For many people, Social Security is the main source of income after retirement. It helps pay for food, housing, medical bills, and other basic needs.
Survivors, such as widows aged 60 or above, also depend on these checks. The amount they receive depends on factors like how long the worker contributed to Social Security and their average salary.
What If Your Social Security Isn’t Enough?
Sometimes, the monthly check from Social Security may not be enough to cover all your expenses. Here are some options that can help:
Look for extra income – If you are able, a part-time job can give you more money.
Government help – You can apply for:
- SNAP (Supplemental Nutrition Assistance Program) for food support
- Low-cost housing programs, which vary depending on your state
Move to a cheaper location – Living in an area with a lower cost of living can reduce your monthly expenses.
Apply for SSI (Supplemental Security Income) – If your total income is very low, you may qualify for this federal program. It helps people who are:
- Over 65
- Blind
- Disabled
- Living on very limited income and resources
How to Apply for SSI in 2025
To apply for SSI, you must meet certain requirements and provide documents. Here’s how to apply:
- Online at the SSA official website
- Call SSA at 1-800-772-1213 for a phone appointment
- Visit a local SSA office (with an appointment)
Make sure to carry:
- Proof of identity
- Income and bank account details
- Medical records or proof of disability, if needed
SSI Payment Amounts for 2025:
- Up to $967 per month for individuals
- Up to $1,450 per month for couples
To qualify, your resources (money in bank, vehicles, etc.) should be less than:
- $2,000 for individuals
- $3,000 for couples
Your home and personal items usually don’t count as resources.