The Social Security Administration (SSA) will send out Social Security Disability Insurance (SSDI) payments on April 23, 2025, to eligible Americans.
These payments will go to people with disabilities whose birthdays fall between the 21st and 31st of any month. SSDI is meant for people who cannot work due to serious medical conditions expected to last at least one year or result in death.
If you or someone you know is waiting for SSDI benefits, here’s everything you need to know about this upcoming payment, eligibility rules, amounts, and how the system works.
Who Gets SSDI Payments?
SSDI payments are for individuals with severe physical or mental health conditions that make it impossible for them to work. Some surviving dependents of disabled workers can also qualify to receive a portion of the benefits.
To qualify, you must have worked long enough under Social Security and paid taxes. You need at least 40 work credits, and 20 of those must be from the last 10 years. People under age 31 have slightly different rules, as they haven’t had as much time to work.
April 2025 SSDI Payment Schedule
The SSA sends SSDI payments based on your birth date, using a system in place since 1997. Here’s how the schedule looks:
- April 23, 2025 (Wednesday): Payment for those born between the 21st and 31st of any month.
Next Payments:
- May 14, 2025: For those born between the 1st and 10th
- May 21, 2025: For those born between the 11th and 20th
The payments are made through direct deposit, which is the fastest and safest method. Less than 1% of people still receive paper checks, but the SSA encourages all users to switch to direct deposit permanently.
How Much Will SSDI Beneficiaries Receive?
The average SSDI payment in 2025 is around $1,580 per month, but the actual amount varies from person to person. It depends on:
- How long you worked
- How much you earned
- When you started receiving benefits
Those who started receiving SSDI at full retirement age (67 years) can get up to $4,018 per month.
Some family members, like children or spouses, may also get a portion of your benefits. The total amount that a family can receive is usually up to 150% of the main beneficiary’s amount.
How Is SSDI Approved?
Getting approved for SSDI is not always easy. The SSA requires strong proof that your condition is serious and long-lasting. The process includes:
- Medical records and history
- Lab test results
- Reports from specialists
- Proof that you cannot perform any substantial work
For example, people with blindness, severe hearing loss, or lung diseases like pulmonary fibrosis must provide specific medical reports.
In the case of mental health conditions such as bipolar disorder or severe depression, psychiatric reports and proof of how it affects your daily functioning are also required.
The review process can take several months, especially if your condition is complex or if some documents are missing.
Expected Increases and Adjustments
SSDI payments are adjusted each year to match the cost of living. In 2025, some Cost-of-Living Adjustments (COLA) and legal updates could raise the benefit amounts for widows, spouses, and dependents. In some cases, additional payments of up to $1,190 could be granted.
These increases depend on government rules and SSA policies, which are reviewed every year.