Many people in the United States rely on Social Security checks every month. These payments may be for retirement, disability, or other special benefit programs. For those struggling financially, an extra payment each month can make a big difference.
If you’re eligible, you could receive up to $1,450 in extra Social Security benefits every month. This is especially helpful because regular retirement payments are often not enough to cover all basic expenses. But not everyone qualifies—so it’s important to understand the rules and requirements.
What Is the Extra Social Security Payment?
This extra monthly payment is called Supplemental Security Income (SSI). It is designed to support elderly or disabled U.S. citizens who have very low income and limited financial resources. SSI is not for everyone—it is only for those who truly need financial help.
If you qualify, the Social Security Administration (SSA) sends this payment every month, usually on the 1st. If the 1st falls on a weekend or a public holiday, the payment is sent on the last working day before the 1st.
SSI Payment Amounts in 2025
The maximum monthly SSI benefit you can receive depends on your household situation:
- Individual applicants may receive up to $967 per month.
- If you live with an eligible spouse, the total can go up to $1,450 per month.
But keep in mind—the actual amount you receive depends on your monthly income. The lower your income, the higher your SSI check. If your income is higher, your SSI payment may be reduced or denied.
Who Can Qualify for SSI?
To get SSI benefits, you must meet these conditions:
- You must be 65 years or older or have a qualifying disability.
- You must have low income and limited financial resources (like cash, savings, or property).
These rules are strict, so it’s important to check your eligibility carefully. Many people who qualify for SSI don’t even know about it. That’s why checking the rules or speaking to a Social Security representative is a smart move.
How to Apply for Supplemental Security Income
If you believe you may qualify, you should apply as soon as possible. Here’s how:
- Visit the official SSA website: www.ssa.gov
- Call the Social Security office at 1-800-772-1213
- Or visit your local Social Security office for help
Make sure to have your documents ready, like ID proof, income statements, and medical records (if applying due to disability).