Millions of Americans rely on Social Security payments, and many are already looking for the payment dates for June 2025. Although these dates are posted on the official Social Security Administration (SSA) website, they can be hard to find and confusing to understand. Here’s a simple guide to help you know exactly when your money will arrive.
Why Does June’s Payment Schedule Start on May 30?
The Supplemental Security Income (SSI) payment, which many retirees receive as a supplement, is usually sent on the first day of each month. However, if that day falls on a weekend, the payment is made earlier—on the preceding Friday.
For June 2025, since June 1 is a Sunday, SSI payments will be deposited on Friday, May 30, 2025.
Regular Social Security Payments for June 2025
Regular Social Security payments—including retirement and disability benefits—have their own schedule throughout the month. You don’t get paid all on the same day. The key payment dates in June 2025 are:
- June 3
- June 11
- June 18
- June 25
Which date applies to you depends mainly on your date of birth and your specific situation.
Who Gets Paid on June 3?
If you fit any of these conditions, your payment is on Tuesday, June 3:
- You live outside the United States
- You receive both SSI and Social Security benefits
- Your state pays your Medicare premiums
- You started receiving Social Security before May 1997
Payment Dates Based on Your Birthday
For most people, your Social Security payment date depends on the day of the month you were born:
- Born between the 1st and 10th of the month → Paid on Wednesday, June 11
- Born between the 11th and 20th of the month → Paid on Wednesday, June 18
- Born between the 21st and 31st of the month → Paid on Wednesday, June 25
Even with the Juneteenth holiday on June 19, payments for those born between the 11th and 20th will still be made on June 18.
When Should You Start Receiving Retirement Benefits?
You can start receiving retirement benefits as early as age 62, but this reduces your monthly payment permanently.
- For those born in 1960 or later, starting at 62 means about a 30% reduction from the full benefit. The maximum monthly benefit at age 62 is around $2,831 in 2025.
- The full retirement age (FRA) varies by birth year. For people born between 1943 and 1954, it’s 66, increasing gradually to 67 for those born in 1960 or later. At FRA, you receive 100% of your benefit, which is about $4,043 per month in 2025.
- If you delay benefits beyond your full retirement age, you earn an increase of approximately 8% per year up to age 70. Waiting until age 70 can increase your monthly benefit by about 24% compared to FRA. For 2025, the maximum monthly benefit at age 70 is roughly $5,108.