As April 2025 approaches, millions of retirees in the United States are preparing to receive their monthly Social Security payments. The Social Security Administration (SSA) has released the official schedule for April, confirming that payments will be sent on four different dates, based on each person’s situation.
Your payment date depends mainly on two things:
- When you first started receiving benefits
- Your birth date
Let’s take a closer look at the complete April 2025 payment calendar and find out when your money will arrive.
Who Will Get Paid on April 3, 2025?
If you began receiving Social Security before May 1997, your payment will be sent on April 3, 2025.
This group mostly includes long-term retirees who have been receiving benefits for more than 28 years.
If you also receive SSI (Supplemental Security Income), your retirement check and SSI payment are usually scheduled for the first few days of the month.
While average retirement payments are around $1,980, SSI payments are much lower, since the SSI program supports people with limited income and resources.
April 2025 Payment Dates for Newer Beneficiaries
If you started receiving Social Security after April 30, 1997, your payment date is based on your birth date. The SSA has divided retirees into three groups, and each group gets paid on a different Wednesday in the month.
Here is the breakdown:
| Payment Date | Birth Date Range |
|---|---|
| April 9, 2025 | Born between the 1st and 10th |
| April 16, 2025 | Born between the 11th and 20th |
| April 23, 2025 | Born between the 21st and 31st |
If your birthday falls in one of these ranges and you filed after April 1997, this is when you will receive your payment.
What About the Maximum Retirement Benefit?
Some retirees can receive up to $2,831 at age 62, but this is only possible if:
- You worked for 35 years
- You earned the maximum taxable income each year
- You started claiming benefits at age 62
- You paid Social Security taxes during all your working years
However, the average payment for retirees aged 62 is around $1,300.
Paper Checks vs Direct Deposit
Still getting paper checks? The SSA recommends switching to Direct Deposit. It’s faster, safer, and more reliable.
With Direct Deposit:
- You receive your money on the exact date
- There’s no delay due to postal services
- Your funds go directly to your bank account