Warning From Social Security: There Will Be No SSI Payment This Month

Posted by Zachary 4 Min Read March 2, 2025
Warning From Social Security There Will Be No SSI Payment This Month

I believe you noticed that Supplemental Security Income (SSI) payments will cease in March 2025. “How not?” you ask. Do not worry, it is not a cut or anything unusual.

Due to March 1st being a Saturday, the deposit was moved to February 28th. Basically, you get paid for March in February. Confused? We will explain it to you without using technical terms.

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The solution is simple: if day 1 is a weekend, the SSA moves the payment to the previous Friday. In this case, February 28 will be considered “early March.” So don’t look for the money in March because you’ll already have it from February. Just don’t spend everything at once, okay? Make a good plan.

How much can they deposit you in 2025?

What matters here is your situation:

  • If you are alone: ​​The maximum is $967 per month… but only if you have no other income or savings that would lower the amount.
  • As a couple (and both receive SSI): Together they could reach $1,450, although if one earns something, they are cut.
  • With an essential person: The amount goes up quite a bit there. If someone lives with you and cares for you (meeting 1973 requirements), the maximum would be $1,934. Sounds good, right?

But keep in mind that your “essential person’s” income also counts. If she earns money or has property, they can reduce your payment. It’s a combo: it goes up for having help, but it goes down if your caregiver has resources. There’s the detail.

Warning From Social Security: There Will Be No SSI Payment This Month
Source (Google.com)

The “essential person” trick (and its entanglements)

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Imagine that your brother lives with you and helps you bathe, cook, or take medicine. If he meets the requirements (he’s been like this for years and doesn’t get paid to take care of you), the SSA considers him “essential.” Bingo! Your payment could double up to $1,934. But (there is always a but):

  • If your brother earns $1,500 a month, part of your SSI will be deducted.
  • If you have savings of more than $2,000 (limit for SSI), it also affects your amount.
  • Even if he receives state aid, that adds to the calculation.

What if I have other income?

Here’s the bad news: for every dollar you earn (excluding SSI), your payment is reduced. If you work part-time and earn $300, your SSI will decrease from $967 to $667. Is it worthwhile? Depends. However, if this is your only entry, it is best to avoid risking it.

Disability expenses, such as wheelchairs and uncovered medications, can be deducted from your income. If you spend $200 on insulin, the SSA will only count what’s left over. This trick could be useful when attempting to make as much money as possible.

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What happens if I exceed the limit? If you have $2,001 in the bank, you are not eligible for SSI that month. That is why many people spend quickly on necessities prior to the SSA review. But take care! Making unusual movements may raise suspicion.

Source