Are you eligible for Social Security benefits? If so, here’s everything you need to know about when to expect your payments in March 2025 and other important Social Security updates for the year.
March 2025 Social Security Payment Schedule
The Social Security Administration (SSA) follows a set payment schedule based on your birth date. If you receive Social Security retirement benefits, here’s when you’ll get your March 2025 payment:
- Wednesday, March 12 – If your birthday falls between the 1st and 10th of the month.
- Wednesday, March 19 – If your birthday falls between the 11th and 20th of the month.
- Wednesday, March 26 – If your birthday falls between the 21st and 31st of the month.
SSI Payment Schedule for 2025
If you receive Supplemental Security Income (SSI), payments follow a different schedule. Here’s when you’ll receive your 2025 SSI checks:
- Friday, Feb. 28, 2025 (March payment)
- Tuesday, April 1, 2025 (April payment)
- Thursday, May 1, 2025 (May payment)
- Friday, May 30, 2025 (June payment)
- Tuesday, July 1, 2025 (July payment)
- Friday, Aug. 1, 2025 (August payment)
- Friday, Aug. 30, 2025 (September payment)
- Wednesday, Oct. 1, 2025 (October payment)
- Friday, Oct. 31, 2025 (November payment)
- Monday, Dec. 1, 2025 (December payment)
- Wednesday, Dec. 31, 2025 (January 2026 payment)
What Is Supplemental Security Income (SSI)?
Supplemental Security Income (SSI) provides monthly financial assistance to individuals who are:
- 65 or older
- Blind or disabled
- Have limited income and resources
Income Limit: Adults who qualify for SSI generally cannot earn more than $2,019 per month.
How to Apply for SSI Benefits
If you think you might qualify for SSI, you can apply:
- Online at the SSA website
- In-person at your local Social Security office
- By phone at 1-800-772-1213 (TTY: 1-800-325-0778) from 8 a.m. to 7 p.m. local time, Monday through Friday.
Social Security Full Retirement Age in 2025
The full retirement age (FRA) has been gradually increasing over the years. Here’s what it looks like for 2025:
- Born in 1958? Your full retirement age is 66 years and 8 months.
- Born in 1959? Your full retirement age is 66 years and 10 months.
- Born in 1960 or later? Your full retirement age is 67 years.
Can You Get Social Security Benefits Before Full Retirement Age?
Yes! You can start collecting Social Security benefits as early as age 62, but there’s a catch:
- Your benefits will be permanently reduced if you claim early.
- If you delay benefits until age 70, you’ll receive a higher monthly payout.
What’s Changing for Social Security in 2025?
- Smaller Cost-of-Living Adjustment (COLA) – 2.5% increase (down from 3.4% in 2024).
- Higher Maximum Taxable Earnings – The limit rises from $168,000 to $176,100.
- Expanded SSA Office Services – More appointment-based services available nationwide.
What Is the Maximum Social Security Benefit in 2025?
If you retire at full retirement age, the maximum Social Security benefit in 2025 is:
$4,018 per month ($48,216 per year).
This is an increase from $3,822 per month in 2024, due to inflation adjustments.