Millions of Americans receive Supplemental Security Income (SSI) each month from the Social Security Administration (SSA). These payments help people with limited income, disabilities, or elderly individuals meet their daily expenses. But sometimes, the payment date changes, especially when the 1st of the month is a weekend or a federal holiday.
To avoid delays due to bank closures, the SSA reschedules those payments to the last working day before the 1st. This makes it easier for beneficiaries to receive their money without waiting longer.
Why SSI Payment Dates Sometimes Change
If the 1st day of the month falls on a Saturday, Sunday, or federal holiday, the SSA sends the payment earlier, usually on the last business day of the previous month. This ensures that your funds are available even when banks are closed.
For example:
- January 1, 2025 (Wednesday – New Year’s Day) → Payment was made on December 31, 2024
- June 1, 2025 (Sunday) → Payment will be made on May 30, 2025
This helps avoid any delay in accessing your benefits.
SSI Payment Calendar for 2025
Here is a clear month-by-month schedule for SSI payments in 2025:
| Month | Payment Date | Status | Reason for Adjustment |
|---|---|---|---|
| January | December 31, 2024 | Paid early | January 1 is a holiday (New Year’s Day) |
| February | January 31, 2025 | Paid early | February 1 is a Saturday |
| March | February 28, 2025 | Paid early | March 1 is a Saturday |
| April | April 1, 2025 | On time | No holiday, regular schedule |
| May | May 1, 2025 | On time | No holiday, regular schedule |
| June | May 30, 2025 | Paid early | June 1 is a Sunday |
| July | July 1, 2025 | On time | No holiday, regular schedule |
| August | August 1, 2025 | On time | No holiday, regular schedule |
| September | August 29, 2025 | Paid early | September 1 is Labor Day (Monday holiday) |
| October | October 1, 2025 | On time | No holiday, regular schedule |
| November | October 31, 2025 | Paid early | November 1 is a Saturday |
| December | November 28, 2025 | Paid early | December 1 is a Sunday |
Note: Though some months appear to have double payments, the SSA only issues 12 payments per year, one for each month. Early payments are simply for the following month.
SSI Benefit Amounts for 2025
The maximum amount you can receive through SSI depends on whether you’re single, part of a couple, or getting help from an essential person (a rare case today).
2025 Maximum Monthly SSI Amounts:
- Individual: $967
- Couple (living together, both eligible): $1,450
- Essential person (caregiver support role): $484
These amounts remain the same throughout the year and are adjusted annually based on the cost-of-living adjustment (COLA).