The March 12, 2025 payment is for SSDI, retirement, or survivor beneficiaries whose birthdays fall between the first and tenth of any month, as long as their benefits began after May 1, 1997. The date coincides with the Social Security Administration’s (SSA) calendar.
Those who started receiving payments before May 1997 will receive their benefits on March 3, regardless of their birth date. Dependents, such as spouses or children, receive their payments on the same day as the holder, as specified in the Schedule of Social Security Payments.
Social Security payments in March 2025
To optimize monthly distribution to over 70 million beneficiaries, the Social Security Administration assigns dates based on their birthdays. This system avoids congestion in electronic deposits, which have been mandatory since 2013, except in exceptional approved cases.
Delays must be reported three business days after the scheduled date. For inquiries, the entity suggests calling 1-800-772-1213 or using the my Social Security platform.
The March 2025 payments include a 2.5% cost-of-living adjustment (COLA), which was announced on October 10, 2024. The maximum monthly SSDI benefit is $5,108 for those with high income histories and who have reached full retirement age.
According to updated data from the Social Security Administration, the average SSDI benefit is $1,580. The calculations are based on the average indexed monthly earnings (AIME) and the primary insurance amount (PIA), rather than the severity of the disability.
More numbers for retirement benefits
Maximum Social Security benefits in 2025 vary by retirement age. At age 62, the estimated monthly amount is $2,831, with a reduction for early retirement and PIA adjustments. At age 65, the intermediate benefit is $3,795, but at age 66, it rises to $4,043, which is close to full retirement age for some beneficiaries.
The maximum benefit at age 67, which is considered the full retirement age for those born in 1960 or later, is $4,018, though in some cases it can reach $5,108. Finally, at age 70, after applying late payment credits, the maximum estimated amount is $5,108, according to SSA and other sources.
So, in addition to the income you earned while working, it all depends on when you retire, whether at age 62 or at the maximum age of 70.